The Fifth-Ring Wizard, the Happy Witch, and the Origin Land of Necromancy: Kalikala Town!

Inside a Golden Peach Garden shop at the market on Golden Crown Mountain.

A second-ring wizard bowed to Locke, then took out an information sheet and said, "Lord Augustine, those are essentially the requirements. Opening a Happy Farm costs thirty million Magic Stones and requires star-ring wizard status. Your civilization credit score must also be above 800, and you must sign an agreement stating that if your credit score falls below 100, you will no longer be able to enter your Happy Farm."

"Those thirty million Magic Stones cover your entry eligibility and identity registration. You will need another five million Magic Stones to purchase your first mu of Happy Farm land. We also charge a service fee of five million Magic Stones to handle all of this for you. Of course, you may choose not to pay the service fee and take care of everything yourself. That is perfectly acceptable, but the process involves dozens of departments. If you pay us this fee, we guarantee that you can enter your Happy Farm today."

Locke glanced at his teacher, Catherine, beside him, then nodded. "Of course. Let's do that. I'll pay you forty million Magic Stones through a loan from the Red Dragon Bank."

The star-ring wizard broker from the Red Dragon Bank wore a "happy" smile.

He checked Locke's loan records.

"Wizard Augustine, that is certainly possible. For a star-ring wizard like you, we can provide a total credit limit of up to eighty million without any collateral. With this, you will have reached your limit."

"Just sign your name on these seven documents, and I will transfer the money to the Golden Peach Garden immediately."

Locke glanced at Witch Catherine. Seeing that she did not stop him, he signed his name seven times. Before signing the last document,