Arc 2Jin Xia Builds Her Empire

Jin Xia turned her demolition compensation into a business, investing in Bitcoin, challenging Jianjun Bank’s leadership, and taking control of a plastic surgery hospital. She built an influencer network with her roommates while Yan An continued pursuing her and campus gossip followed her success.

  • Jin Xia rejected Yan An’s advances and arranged with Song Ming to invest heavily in Bitcoin, then received 48 million in demolition compensation and transferred 50 million to his newly registered company.
  • Jin Xia avoided Yan An at the university gates, rented an office at Gemini Towers, hired Hu Junyi, and began pursuing cryptocurrency investments and business expansion.
  • Jin Xia refused Lin Yi’s demand for a 200-million-yuan bank deposit, recorded his mistreatment of Zhang Yu, and filed a complaint that led to Lin Yi’s removal and Zhang Yu’s promotion.
  • Jin Xia confronted Liu Yan over the rumors and stood up for Zhang Ru, while Lin Yi apologized after recognizing Jin Xia and realizing his niece had targeted her.
  • Jin Xia offered 20 million yuan for controlling authority at Hualun Shengmei International Plastic Surgery Hospital after staff mocked Zhang Ru, then negotiated a majority stake and control over its reforms.
  • Jin Xia recruited influencers and her roommates to promote the hospital, taught them video editing and subtle advertising, and helped increase the hospital’s bookings.
  • Yan An confessed his feelings, gave Jin Xia a fake Chanel bag, and posted about buying a bag for someone he loved, while Jin Xia denied any connection to him and kept building her influencer business.
  • Jin Xia helped Song Li promote clothes and client referrals, then took her roommates shopping and encouraged them to select more luxury goods despite the growing bill.
Chapters 26–50 Vol. 1 Read

Ch. 26What village did this bumpkin come from? She doesn't even know what VIP means?

Jin Xia brushed off Yan An’s attempts to impress her and focused on studying and planning her finances. Song Ming’s family collapsed under debt, prompting him to accept Jin Xia’s offer to start a company with her, just as an unfamiliar woman arrived asking for Jin Xia.

  • Jin Xia exposed Yan An’s luxury bag as a knockoff and rejected his invitation to dinner and the LV boutique.
  • Liu Rui saw Yan An approach Jin Xia and privately accused Jin Xia of seducing him.
  • Jin Xia studied finance and planned to use her future demolition compensation to pay off her house and fund Song Ming’s Bitcoin operation.
  • Song Ming learned that his father had vanished after taking out twenty million in loans, leaving the family bankrupt and his mother ill.
  • Song Ming messaged Jin Xia that he would work with her, though he urged her to limit her Bitcoin investment to a million.
  • Jin Xia sent Song Ming instructions for trading Bitcoin and reassured him that she would bear the risks, then an unfamiliar woman asked for her.

Ch. 27Don't push your luck!

Liu Yan confronted Jin Xia in her dorm over Yan An, but Jin Xia denied any interest in him and stood her ground when Liu Yan and her friends insulted her. After Liu Yan’s group fled, Zhang Ru wanted to retaliate, but Jin Xia stopped her.

  • Liu Yan and several older students entered Jin Xia’s dorm and accused her of trying to seduce Yan An, Liu Yan’s ex-boyfriend.
  • Jin Xia said Yan An was not good enough for her and that she had no interest in him.
  • While Liu Yan’s friends scolded her, Jin Xia replied to An He about accepting forty-eight million in demolition compensation only as a lump sum paid within a week.
  • When one of Liu Yan’s friends stepped toward her, Jin Xia splashed warm water at her, and Liu Yan threatened Jin Xia before leaving with the others.
  • Zhang Ru offered to find Liu Yan off campus and retaliate, but Jin Xia told her not to bother getting angry over people like Liu Yan.

Ch. 28Setting up the company

Jin Xia received 48 million in demolition compensation, set up her investment company with Song Ming, and directed him to make a major BT coin investment. As she left campus to look for office space, Yan An and Liu Yan tried to humiliate her, but Yan An questioned whether anyone was really coming to pick her up.

  • Song Li and Zhang Niannian grew angry as online rumors portrayed Jin Xia as pursuing Yan An, while Jin Xia focused on allocating her assets.
  • Jin Xia received 48 million in compensation and asked Song Ming about the company preparations and his plan to hire an accountant.
  • Song Ming confirmed that he had registered the company, and Jin Xia transferred 50 million into its account and told him to take a large position in BT coin.
  • Jin Xia headed out to look for office space, but Yan An stopped his Bumblebee at the university gates and offered her a ride.
  • Liu Yan climbed into Yan An's car and taunted Jin Xia, while Yan An stayed parked and challenged her to prove that a car was coming for her.

Ch. 29Showing off and getting utterly humiliated

Jin Xia left Yan An humiliated at the university entrance, then went to Gemini Towers to set up an office for her company and discuss investing in Bitcoin. Song Ming arrived with an accountant for an interview, whom Jin Xia recognized as Hu Junyi.

  • Yan An tried to persuade Jin Xia to ride in his Bumblebee, but she got into An He's Alphard instead, leaving Yan An and Liu Yan arguing at the curb.
  • An He drove Jin Xia away and told her she had learned judo and sanda when Jin Xia asked about her fighting skills.
  • Jin Xia discussed the market crash and her Bitcoin investment plans with An He and Song Ming, who proposed buying cryptocurrency in batches.
  • Jin Xia rented the smallest available office at Gemini Towers and asked Song Ming to arrange an interview with an accountant.
  • Song Ming brought a young man into Jin Xia's office, and Jin Xia recognized him as Hu Junyi.

Ch. 30Enemies on a narrow road

Jin Xia hired Hu Junyi, whom she had known in her previous life as a strict trust fund manager, and instructed him and Song Ming to invest fifty million in Bitcoin. She left to meet An He about a bank manager seeking to discuss investments.

  • Song Ming introduced Hu Junyi to Jin Xia for a job interview, and Jin Xia offered him a position with a three-month probationary period.
  • Jin Xia recalled how Hu Junyi had once helped enforce a restrictive prenuptial agreement for her marriage to Lu Mingchuan.
  • Jin Xia told Hu Junyi and Song Ming to follow the investment plan and buy Bitcoin in batches with fifty million.
  • An He messaged Jin Xia that a manager at Jianjun Bank wanted to meet about investments, and Jin Xia replied that she was coming downstairs.
  • Jin Xia left the office with Hu Junyi and Song Ming, then got into An He's car as onlookers watched.

Ch. 31Bank President Lin, oozing sleazy old-man vibes

Jin Xia met Jianjun Bank’s Manager Zhang Yu and Vice President Lin Yi after the bank questioned her large transfers, and she exposed their efforts to secure deposits during dinner. When Lin Yi asked her to deposit two hundred million, Jin Xia said she did not have that much and that he had approached the wrong person.

  • An He told Jin Xia that Jianjun Bank had concerns about her transfers, so Jin Xia agreed to meet the bank’s managers.
  • Jin Xia arrived at a club in the Hua'en Building and found Zhang Yu and Vice President Lin Yi discussing the bank’s deposit targets.
  • Jin Xia took charge of the dinner, declined to drink competitively, and challenged Lin Yi’s attempts to steer the conversation toward business.
  • Lin Yi asked Jin Xia to deposit two hundred million to help the bank meet its performance target.
  • Jin Xia told Lin Yi she did not have two hundred million and that he had approached the wrong person.

Ch. 32You couldn't even handle a college student?

Jin Xia refused Lin Yi’s pressure to deposit money and recorded him mistreating Zhang Yu. After returning to Haida University, she confronted students spreading rumors that she was being kept by an old man and demanded evidence.

  • Jin Xia told Lin Yi she had no money, paid the bill, and left after warning him not to bother An He again.
  • Lin Yi blamed Zhang Yu for failing to secure Jin Xia as a client and threatened to transfer her to Anziying Town; Zhang Yu accused him of retaliating because she had refused to drink for him.
  • Jin Xia recorded Lin Yi humiliating Zhang Yu, then told An He she would no longer answer the bank’s calls.
  • Jin Xia worried that Mengmeng had only three months to wait for a kidney donor and surgery before she fell asleep in An He’s car.
  • At Haida University, Jin Xia confronted students gossiping that a wealthy older man was keeping her, and asked what evidence they had.

Ch. 33Haicheng's premier socialite appeared!

Jin Xia used a lawyer to pursue action against students who spread rumors about her, while instructing Song Ming to hold the Bitcoin investment until the following Monday. After Haida University issued a notice against two students, Jin Xia confronted Liu Yan, whom she had identified as the original poster.

  • A male student publicly accused Jin Xia of behaving indecently, so she recorded him and said her lawyer would contact his faculty adviser.
  • Jin Xia told Zhang Niannian, Song Li, and Zhang Ru that a lawyer was collecting evidence to protect her rights.
  • Jin Xia instructed Song Ming not to touch the Bitcoin holdings that week and to liquidate them the following Monday.
  • Jin Xia told Lawyer Chen to seek the harshest possible punishment for those responsible for the rumors and declined financial compensation.
  • Haida University published a notice naming Gao Yun and Zhang Ting for spreading false information, but Jin Xia noticed that the notice did not name the instigator.
  • Jin Xia confronted Liu Yan, who had submitted the original post, and challenged her claim that her uncle’s position at Jianjun Bank made her untouchable.

Ch. 34President Jin, worth hundreds of millions

Jin Xia discovered Liu Rui was Liu Yan’s cousin and learned that her company’s cryptocurrency investment had grown to 568 million. She visited her new company, pressed ahead with plans to develop a short-video app, and asked Song Ming to place 200 million in wealth management.

  • Liu Yan and Liu Rui threatened Jin Xia, who left after warning them that no flower bloomed forever.
  • Jin Xia learned that Liu Rui was Liu Yan’s cousin and suspected Lin Yi was Liu Rui’s uncle, the bank president.
  • Campus rumors about Jin Xia shifted from sexual gossip to speculation that she belonged to the wealthy Jin family after two students were detained for spreading rumors.
  • Song Ming told Jin Xia that selling the cryptocurrency had left the company with 568 million.
  • Jin Xia visited the company, heard that developing an app like Slowhand would cost at least 100 million, and told Song Ming to leave the problem to her.
  • Jin Xia instructed Song Ming to contact Jianjun Bank so she could invest 200 million in wealth management.

Ch. 35Now she was Ms. Jin, not Xia

Jin Xia ordered two hundred million transferred to her and focused her company’s plans on technology rather than financial returns. After Bai Qiao called about the hospitalized director, Jin Xia offered to recruit him to a friend’s company, leaving him surprised and questioning the offer.

  • Hu Junyi urged Jin Xia to invest the two hundred million more profitably, but she told Song Ming to transfer it to her and leave the rest untouched.
  • Song Ming arranged the transfer, and Jianjun Bank invited Jin Xia to meet the next morning.
  • Jin Xia returned to her house, where she received a call from Bai Qiao about the director’s hospitalization.
  • Bai Qiao offered to send Jin Xia twenty thousand, but she instead asked him to join her friend’s company.
  • Bai Qiao hesitated because he worked in Rock’s research and development department and had signed a noncompete agreement.

Ch. 36What company thinks it's good enough to poach me?

Jin Xia offered Bai Qiao a lucrative position at her startup, then confronted Bank President Lin over his treatment of Zhang Yu. She demanded Lin be suspended and investigated before entrusting her two hundred million to Zhang Yu, and revealed she had already filed a complaint against him.

  • Jin Xia offered to cover Bai Qiao's 1.5-million-yuan noncompete compensation and double his pay, and Bai Qiao agreed to meet and discuss the offer.
  • Jin Xia arrived at Jianjun Bank with Song Ming, where Lin Yi learned she was the company's president and apologized for offending her.
  • Jin Xia told Lin Yi she would deposit two hundred million with Jianjun Bank only if he was suspended pending an investigation and Zhang Yu managed the money.
  • Jin Xia played a video of Lin Yi berating Zhang Yu and showed that she had filed a complaint with the China Banking Regulatory Commission.
  • Lin Yi protested that Jin Xia was trying to destroy him, but she confronted him over his arrogance and use of authority.

Ch. 37Could such immense fortune really fall into her lap?

Jin Xia’s report helped bring down Vice President Lin, and she arranged to deposit two hundred million with Zhang Yu’s bank, earning Zhang Yu a temporary promotion. After returning to campus, Jin Xia learned that Liu Rui and Liu Yan had attacked Zhang Ru for refusing to reveal dirt about her, and confronted the sisters’ hostility.

  • Jin Xia’s report and video evidence led the bank to remove Vice President Lin and recall Zhang Yu to temporarily take his position.
  • Jin Xia asked Zhang Yu to prepare a wealth management plan for a two-hundred-million deposit, explaining that the money could help her company secure future investment.
  • On her way back to campus, Jin Xia found Zhang Ru crying and learned that senior girls had slapped her for refusing to provide dirt about Jin Xia.
  • Jin Xia suspected Liu Rui and Liu Yan, comforted Zhang Ru, and walked with her into the dormitory building.
  • Liu Yan taunted Jin Xia from above, insinuating that a sugar daddy had bought her car.

Ch. 38Even your uncle, Bank President Lin, was nothing special

Jin Xia confronted Liu Yan for bullying Zhang Ru and slandered her, but Liu Yan called her uncle Lin Yi to intervene. Lin Yi recognized Jin Xia, turned on his niece, and Jin Xia left after arranging legal action and warning Liu Yan about spreading rumors.

  • Jin Xia slapped Liu Yan after bringing Zhang Ru to confront her, while Zhang Ru apologized for involving her.
  • Liu Yan called her uncle Lin Yi, who arrived at the campus and threatened to punish whoever had hit her.
  • Lin Yi recognized Jin Xia and slapped Liu Yan’s other cheek, then apologized and pleaded with Jin Xia to let his niece stay at Haida University.
  • Jin Xia told Lin Yi that her lawyer would contact him about Zhang Ru’s medical expenses and emotional distress, and warned him to explain the consequences of spreading rumors to Liu Yan.
  • Jin Xia walked away, and Liu Yan followed Lin Yi to his Maybach and accused him of siding with an outsider.

Ch. 39She's not someone we can afford to mess with!

After Lin Yi warned Liu Yan that Jin Xia was not someone they could afford to provoke, Jin Xia took Zhang Ru to a medical aesthetics hospital to treat the scratches on her face. They left the consultant’s expensive treatment options unsettled after she disparaged them for being students.

  • Lin Yi scolded Liu Yan and warned her that Jin Xia was not someone they could afford to mess with.
  • Zhang Niannian, Meng Ya, and Song Li comforted Zhang Ru and declared the dormitory opposed to Liu Yan and Liu Rui.
  • Jin Xia reflected on the sincerity of her new friends and took Zhang Ru to Hualun Shengmei International Plastic Surgery Hospital the next morning.
  • Jin Xia requested Dongguo skin boosters and scar removal, but a consultant tried to steer them toward an expert consultation.
  • After Zhang Ru saw the prices and balked, the consultant urged them to compare prices and told them to focus on studying if money was tight.

Ch. 40It's not expensive. You're just not worth the price

Jin Xia confronted two patient coordinators who mocked her and Zhang Ru, then met with Dean Wang to discuss investing in the hospital. After offering twenty million, Jin Xia demanded a seventy-percent controlling stake, leaving Wang Ping stunned.

  • Jin Xia rebuked a patient coordinator who mocked her and Zhang Ru at the hospital.
  • Jin Xia called the hospital's investment contact, prompting Dean Wang and Business Affairs to come downstairs.
  • Jin Xia criticized the coordinators' treatment of them, and Dean Wang invited her and Zhang Ru to the reception room.
  • Jin Xia proposed investing twenty million in the hospital, and Wang Ping offered her at least fifty percent equity.
  • Jin Xia demanded a seventy-percent controlling stake, surprising Wang Ping.

Ch. 41Twenty Million for Absolute Control

Jin Xia offered twenty million to rescue the struggling hospital, arranged Zhang Ru’s treatment, and negotiated for absolute control. As Dean Wang presented a contract for a sixty-five-percent stake, another woman warned her not to trust Jin Xia.

  • Jin Xia told Dean Wang the hospital was nearing closure and offered twenty million for a seventy-percent stake, prompting Dean Wang to call a shareholders’ meeting.
  • Business Affairs apologized for the staff’s poor conduct, arranged Zhang Ru’s consultation, and fired the two employees involved.
  • Zhang Ru underwent skin-booster injections and returned pleased with the treatment, while Jin Xia waited outside.
  • Dean Wang offered Jin Xia a sixty-five-percent stake, but Jin Xia demanded absolute control over the hospital’s reforms and future plans.
  • As Dean Wang agreed to Jin Xia’s terms, another woman interrupted and warned her not to be fooled by Jin Xia.

Ch. 42So rich it was inhuman

Jin Xia proved she could fund her twenty-million investment in the hospital and demanded control over its decisions and future plans. She left with Zhang Ru, while the fired medical guide remained stunned by Jin Xia’s wealth.

  • The fired medical guide accused Jin Xia of making up her investment offer, but Dean Wang ordered her to be quiet and apologized to Jin Xia.
  • Jin Xia called Hu Junyi, who transferred twenty million from the company account to her personal account within minutes.
  • Jin Xia showed Dean Wang the funds, requested the hospital’s account details, and said her lawyer would review a contract granting her decision-making authority and control over future plans.
  • Dean Wang gave Zhang Ru a silk face covering, and Jin Xia helped her put it on before leaving; Business Affairs stopped the fired guide from photographing them.
  • As An He drove them away in a custom Alphard, Zhang Ru learned how expensive the vehicle was and exclaimed that Jin Xia was inhumanly rich.

Ch. 43A twenty-million investment, three hundred million in profit in three months?

Jin Xia presented her plan to invest in a cosmetic surgery hospital, convincing Hu Junyi and surprising Song Ming with the potential returns and a possible future IPO. She left further funding undecided until she met with the hospital again and called for the company’s marketing staff.

  • Jin Xia gave Zhang Ru luxury skincare products and put off deciding whether she could intern at her company.
  • Jin Xia met Hu Junyi and Song Ming and explained how a twenty-million investment could bring in over three hundred million through development planning and online marketing.
  • Jin Xia gave Song Ming information about hyaluronic acid injections and said she planned to take the hospital public later.
  • Song Ming asked whether the company would need to invest more, and Jin Xia said she would decide after meeting with the hospital.
  • Jin Xia asked Song Ming whether the marketing department had found its people, and he said Zhao Yiming and the others were working overtime and would call them in.

Ch. 44Wasn't online marketing just spamming ads?

Jin Xia directed her marketing team to recruit attractive influencers and prepare for the launch of Sound Rhythm Jump, brushing aside concerns about competing with Slowhand. On her way back to school, she encountered Yan An, who confessed that he liked her.

  • Jin Xia rejected her marketing team's idea of promoting the company through ordinary social media posts and told them to scout handsome men and beautiful women for her influencer network.
  • Zhao Yiming questioned why the company needed attractive recruits, and Jin Xia explained that she wanted to build a group of top-tier internet influencers.
  • Song Ming worried that their planned app could not match Slowhand's user base, but Jin Xia told him not to fear early mistakes.
  • Jin Xia learned that Wang Jian was occupied with urgent surgeries, then sent her company a list of influencer accounts she remembered and wanted them to recruit.
  • An He braked when Yan An jumped in front of Jin Xia's car, and Yan An confessed that he liked her.

Ch. 45Leading her roommates to the forefront of fashion

Jin Xia rejected Yan An’s fake Chanel gift, but he later posted a misleading photo that made her roommates think they were together. After Jin Xia denied it and learned Zhang Ru’s cosmetic treatments had attracted attention, she offered to give her roommates free procedures, leaving them stunned.

  • An He drove away after Jin Xia told her she could handle Yan An.
  • Yan An offered Jin Xia a fake Chanel bag, and Jin Xia exposed it and told him to leave.
  • Yan An posted a photo and claimed he had bought a 29,800-yuan bag for someone he loved, prompting campus gossip.
  • Zhang Niannian and Song Li thought the photo showed Jin Xia with Yan An, but Jin Xia denied having anything to do with him.
  • Jin Xia learned that Zhang Ru’s cosmetic procedures had drawn interest from upperclasswomen and discussed possible treatments with Song Li.
  • Jin Xia offered to give her roommates cosmetic procedures for free, and they asked if she was serious.

Ch. 46She was an investment genius!

Jin Xia turned free cosmetic procedures into a successful hospital promotion and introduced referral commissions for influencers and students. She then tried to move her signed creators into long-form video, but they resisted, leaving her facing a new dispute.

  • Jin Xia persuaded Zhang Niannian, Song Li, and her other dormmates to receive free cosmetic procedures and start online accounts.
  • Jin Xia and Zhao Yiming recruited influencers and brought them to Hualun Shengmei International Plastic Surgery Hospital, helping its bookings surge.
  • Jin Xia presented a profit-sharing plan that paid influencers and students for referring clients, earning Dean Wang's praise.
  • Jin Xia brought Xiao Ni-chan and the other influencers to her company to train them in long-form video editing.
  • A young influencer objected to making videos, and Xiao Ni-chan and others joined him in protesting the change.

Ch. 47Classes to teach photo editing? What a joke!

Jin Xia demonstrated photo and video editing and taught the online creators how subtle product placement could promote a product. After winning their admiration and exchanging contact details with Xiao Ni-chan, she received a serious call from an unknown number asking to speak with her.

  • Jin Xia showed the creators how to edit Xiao Ni-chan’s appearance in a video and said she would arrange professional training for them.
  • When a creator questioned why they needed training to sell products, Jin Xia used her necklace to demonstrate subtle advertising.
  • The creators understood Jin Xia’s lesson and expressed admiration for her expertise.
  • Xiao Ni-chan followed Jin Xia outside, exchanged contact details with her, and asked her to send the necklace link.
  • Jin Xia told Xiao Ni-chan that training had been arranged, then left in an Alphard with An He.
  • Jin Xia received a serious call from an unknown number, and the caller said they had matters to ask her about.

Ch. 48I saw Jin Xia go for plastic surgery with my own eyes!

Jin Xia discovered that someone had impersonated the police to ask about Yan An and traced the suspicious call to a virtual number. After finding no suicide report at Haida University, she suspected Liu Rui and Liu Yan had given out her number, while Yan An and Chu Xiao planned to obtain her ID number by claiming she had undergone plastic surgery.

  • Jin Xia received a suspicious call from someone posing as the police and went to a police station, where officers traced the caller to a virtual number and found no recent emergency report from Haida University.
  • Jin Xia wondered how Yan An had obtained her phone number, suspected Liu Rui and Liu Yan, and asked An He to pick her up the following evening.
  • An He gave Jin Xia homemade soup, and Jin Xia returned to campus, noting that Yan An had not spread word of the incident.
  • Yan An complained that he could not get Jin Xia's ID number, and Chu Xiao claimed he had seen Jin Xia at a plastic surgery hospital and urged Yan An to investigate her.

Ch. 49She Was Just Too Clueless to Have Ever Used the Good Stuff

Yan An and his classmates mocked Jin Xia and Song Li while assuming that beauty and luxury goods were proof of plastic surgery. Back in the dorm, Jin Xia offered Zhang Niannian perfume and encouraged Song Li to use the attention around her recovery to build an online following and earn money through referrals and sales.

  • Yan An and his classmates judged Jin Xia and Song Li as surgically enhanced, and Yan An complained that Jin Xia had rejected his Chanel handbag as fake.
  • Jin Xia returned to the dorm and recognized the strong perfume Zhang Niannian was eager to show her as an imitation of Chanel COCO.
  • Jin Xia offered to take Zhang Niannian shopping, while Song Li showed the others a campus post mocking her plastic surgery.
  • Song Li said she wanted the attention to grow her following and asked Jin Xia to confirm that she could earn commissions by referring clients to the plastic surgery company.
  • Song Li went out in gauze with her face wrapped, posted photos of her recovery, and told Jin Xia she was promoting a dress she bought cheaply for a markup.

Ch. 50Pick whatever you like. It's on me today

Jin Xia took her roommates shopping and encouraged Song Li to raise her dress prices and learn photo editing from popular influencers. At the mall, Jin Xia bought perfume and a bag for the group, then surprised everyone by treating the 86,035-yuan total as too little.

  • Jin Xia told Song Li that her dress should sell for at least 179 or 189 yuan and invited her to join a group of influencers to learn photo editing.
  • Jin Xia and her roommates went to the mall in her chauffeured van, where she bought six bottles of COCO perfume and let them choose other scents.
  • Jin Xia told Meng Ya to pick a gift and chose a denim canvas bag despite the saleswoman recommending a cheaper lambskin bag.
  • When Jessica announced the bill was 86,035 yuan, Zhang Ru and the others began removing items from the purchase.
  • Jin Xia asked her roommates to choose more bags, shoes, or clothes, leaving Song Li stunned that she considered the total too low.
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